BODY { background-image: url(BACKGROUND12.gif);
       background-repeat: repeat}

P { color: #000000;
    font-family: verdana;
    font-size: 12px; text-align: justify}

B { color: #ff9900}

A:link    { color: #003366; text-decoration: underline}  

A:visited { color: #003366; text-decoration: underline}   

A:hover   { color: #ff9900 ; text-decoration: underline}

A:active  { color: #000000;
	    TEXT-DECORATION: underline}ul {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px}
li {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px}
dt {  font-size: 13px}